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Since 1946

Mobile Deposit

To get started you will need 3 things.


A checking or savings account.
Your mobile device (Apple or Android devices)
The 1st Bank & Trust mobile app


1. Sign in to the mobile banking app and click on the menu button
2. Click on deposits and then on registration.
3. Fill in the required information.
4. Bank is notified and then goes in and approves



  • One check only for a deposit.
  • Cannot deposit counter checks (reads the micr line and sees no check number to check back for duplicates)
  • Deposited checks are reviewed prior to final processing
  • Deposited check must be retained by the customer for 14 days
  • Other restrictions may apply.


Cutoff Time

Our cutoff time is at 2:00pm

Items received Monday through Friday on business days we are open will be processed on the same business day unless equipment failures, maintenance or other conditions beyond our reasonable control prevent processing. In such cases, Items will be processed on the next business day.